I. 🍃Introduction
- Brief explanation of the topic

II. Reasons why the rich might have more ability to save
- Greater income
- Ability to purchase desired products and still have money left to save
- Higher interest rates and rewards for saving

III. Reasons why the poor might not have the ability to save
- Need to use savings to purchase necessary products
- Anxiety about covering health costs and avoiding debt
- Concerns about job security during economic downturns

IV. 👉Conclusion
- Summary of the main points
- Final thoughts on the topic